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Financing and Auto Loans
When you're in the market to buy a car, truck, or SUV, keep in mind that we do more than just offer low rates and generous terms — we work with you to arrange financing that suits your specific needs. We'll even work to pre-approve you before you start shopping!

Bad Credit, No Credit? No problem! Please call out finance advisor and rest assured that we will do our best to get you your own wheels.

Cash Back Auto Loan
Make sure your next new or used auto loan is from USE! Not only will we provide you with a great rate and convenient terms, but we’ll also give you CASH BACK! That’s right, we’ll give you up to 1% of the financed amount back, up to $1,000, which means more money in your pocket!
* So, whether you have your eye on a new or used auto, or you want to refinance your existing auto loan from another financial institution, USE has your auto-financing solution!

Call us at 1-773-836-0003

Best Rates, Guaranteed! tedsautoline **
Remember, a lower rate means lower monthly payments. So, what are you waiting for? Go ahead, and put more money in your pocket today with an auto loan from USE!

With USE Credit Union, you'll enjoy these standard features:

  • Low, fixed rates
  • Generous terms up to 84 months
  • Up to 125% financing of the Vehicle's Invoice plus tax, title, license, warranty, and GAP on new vehicles
  • Up to 100% of Base Retail Kelley Blue Book plus tax, title, license, warranty, and GAP for most used vehicles

*All loans subject to approval.

**Rate Guarantee is subject to applicable TERMS AND CONDITIONS


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